The benchmark 30-year fixed-rate mortgage jumped 2 basis points to 4.31 percent. The benchmark 15-year fixed-rate mortgage increased 1 basis point to 3.49 percent. A basis point is one-hundredth of 1 percent.
A basis point is 1/100th of a point.
% of money down at signing = 20%
Terms of the loan = 30 year fixed
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